Vacation Travel Insurance is proud to offer



Play Travel Protection is an important way to PROTECT YOUR VACATION INVESTMENT against unforeseen circumstances that may occur before or during your scheduled trip. Travel Protection and Cancel for Any Reason Travel Protection offered by InsureStays via’s integrated platform and underwritten by Nationwide.

8 Top Reasons to Obtain Travel Policy

  1. LOST LUGGAGE – Whether your luggage is lost, stolen or damaged, it could get expensive to replace all the contents, including clothes, electronic devices and medication. Travel insurance could help cover much of the cost of these items.
  2. SOMEONE GETS SICK OR HURT – This might be the most common cause of ruined vacations. If you or a travel companion were to get sick right before your planned trip and you have to cancel, you could lose the full cost of the trip. Or if a medical emergency crops up during your trip and you need to come home early, in many cases there may be no reimbursement available. That’s where travel insurance could come in handy.
  3. FOREIGN HOSPITALS – Your health insurance often doesn’t apply in foreign countries, so you could get stuck paying for an entire hospital stay – unless you have the right travel coverage. This also applies to travelers in different states. Unless it is an emergency, many health policies may not cover medical issues in another state.
  4. EMERGENCY AIRLIFTS – If you need to be flown to a hospital or evacuated from a danger zone, helicopter transport could cost you thousands of dollars. Travel insurance may cover these types of costs.
  5. LOSS OF A FRIEND OR FAMILY MEMBER – Say someone really close to you passes away just before your departure date. With trip cancellation coverage, you may be able to cancel or postpone your vacation in the event of a tragedy.
  6. EARLY RETURNS – If you have to fly home immediately and cancel the rest of your trip, the airline could charge you for your flight changes –even for an emergency. Travel insurance may help reimburse you those fees.
  7. DAMAGED DESTINATIONS – When a hurricane or winter storm closes the airport for days keeping you from reaching the resort you’re heading to, you could lose the cost of airfare, side trips and even what you’ve paid for the resort. Buying your travel insurance policy when you book your trip may help you get reimbursed for these costs.
  8. YOUR JOB GETS IN THE WAY – Even though your trip has been on the work schedule for weeks, what if your back-up leaves the company or you’re offered a new job that starts immediately? Travel insurance may be able to help if you have a cancel for a work-related reason.

If you are planning a trip, now is the time to start thinking seriously about buying travel insurance. Learn More about the options and Get Covered Today!

You do not have to be staying at our Kauai Vacation Rental to purchase this insurance through us.

Standard Travel Protection

  • Available to: All US and Non US Travelers  Policies for Our Canadian Guests
  • Retail price approximately: 7.0% x trip cost,
  • Covers 100% of covered trip cancellation and interruption reasons,
  • Coverage may be purchased at the following times:
    • At time of initial booking,
    • On or before final trip payment,
    • Up to 30 days before initial check-in.

Cancel for Any Reason Travel Protection (CFAR)

  • Available to: US travelers ONLY (excluding: NY and WA travelers) Policies for Our Canadian Guests
  • Retail price approximately: 9.8% x trip cost. (10.8% effective 3/15/21)
  • Covers 100% of covered trip cancellation and interruption reasons & covers 60% of any trip cancellation reasons not listed in the policy.
  • Coverage may be purchased at the following times:
    • At time of initial booking,
    • Within 15 days of initial booking.

Help protect your vacation investment against unforeseen events like a hurricane, sickness, injury, flight cancellation, job loss and much more.

Travel Insurance Policy – Overview
Travel Insurance Policy – Schedule of Benefits
Travel Insurance Policy – Covered Reasons for Cancellations
Policies for Our Canadian Visitors

Get a FREE Quote Today

NATIONWIDE TRAVEL INSURANCE Standard & Cancel For Any Reason Coverage


Stuff Happens – Prepare for the Unforeseen

Life throws enough curve balls our way – Don’t let unforeseen events ruin your vacation. Protect your vacation investment with Travel Protection from Protection Brands (in partnership with RentalGuardian and InsureStays).

One in six travelers experience unforeseen circumstances such as an illness, a storm, or other events that can result in a cancelled or delayed trip and a loss of all or part of your vacation investment. One of the most common reasons people consider travel insurance is for the peace of mind in knowing that your prepaid, nonrefundable investment is protected should your vacation get interrupted for a covered reason or should you have to cancel the trip altogether. Our travel protection covers expenses or losses for more than 30 different common unforeseen types of events.

Travel insurance can help:

  • Cover nonrefundable payments such as vacation rental, hotel, cruise, tour or a day of skiing,
  • Reimburse medical expenses, locate appropriate medical facilities and arrange medical transport including evacuation, in case of injury or illness during a trip,
  • Expense Reimbursements such as accommodations when travel is delayed or interrupted due to weather, hurricanes, blizzards and other natural disasters,
  • Locate appropriate services, such as medical and legal, in emergency situations, and more.

More about plans & Coverage Details, FAQ’s, Making Claims, and more.

Schedule of Benefits (USD)

Cancellation of Trip 100% of Trip Cost up to $100,000
Interruption of Trip 100% of Trip Cost up to $100,000
Delay of Trip $600 ($200 per day maximum, Minimum 6 hour delay)
Baggage / Personal Effects $1,000
Baggage Delay (Outward Journey) $1,000 ($200 per day maximum, Minimum 12 hours delay)
Accidental Death & Dismemberment $25,000
Emergency Accident & Sickness Medical Expense $25,000
Emergency Medical Evacuation/Repatriation of Remains $250,000
Sports Equipment Rental $1,000
**Optional CFAR 60% reimbursement
Emergency Travel Assistance with Limited Coverage Included

For Terms, Exclusions read more.